Judgments

A Judgment is a decision by a court that ends a lawsuit. When a court rules in favor of one party and concludes a lawsuit, it results in a judgment. They usually result after lenders have tried multiple different methods to recover the original lien or UCC filing amount, but have not been successful, and decide to go to court.

Placing a judgment on an individual gives the lender more significant mechanisms to retrieve the court ordered final settlement amount. CI considers any judgment as adverse information in the background investigation. Our investigative staff uses an extensive court case database and case documents to search and verify judgment information.

These inquiries can be a solid indicator of an individual’s payment or debt history, which could have a significant effect on the job position responsibilities. A candidate's financial history is a significant factor in certain job roles, especially those involving financial management, fiduciary duties, or access to sensitive financial information.

A Judgment Search helps you gauge an applicant's ability to meet financial obligations and manage debts responsibly. Including judgment searches in your background investigation package allows your hiring team to make informed hiring decisions by gathering all available information on an applicant.

Partner with us for accurate, efficient, and compliant pre-employment background checks, including our essential judgment search, as we strive to help you build a strong, trustworthy team for your business's success.